Features
A page each on what Fidolio does and why it does it that way. Every screenshot is the real app running its built-in sample portfolio.
Positions
One list of what you own, valued at the current price, with the total gain/loss on top. Accounts aggregate by default — 100 shares in the IRA and 50 in the brokerage are one holding of 150 — and a picker narrows every screen in the app to one account at once.
Importing statements
Fidolio reads Fidelity account-history and Merrill Edge account-activity exports, detects which is which from the file itself, and classifies every row — buy, sell, dividend, reinvestment, interest, fee, transfer. Overlapping exports are safe to re-import: anything already stored is skipped.
The stock page
Tap any row and you get the whole story of one position: price and day change, position value, gain/loss in dollars and percent, XIRR since the first buy, share balance, average cost, what you bought, what you sold, and every fee. Tabs beyond that carry dividends, company research and the full transaction history.
Performance & XIRR
A percentage gain says nothing about time, and an average annual return says nothing about how much was invested when. XIRR — the money-weighted internal rate of return over every dated cash flow — answers both, and Fidolio computes it per symbol and for the portfolio.
Dividends
Total received, yield on cost, and an annualised rate that refuses to extrapolate a short holding into a number it cannot support. Reinvested and cash dividends are counted apart, because they are different things that a broker statement reports as two rows.
Income
Dividends and CD interest received over the last year, and what is expected over the next one, in the same view and the same chart. Announced dividends are marked declared; everything else is labelled as the projection it is.
Certificates of deposit
A certificate of deposit has no market price, returns its principal at maturity, and earns its return as interest. Treating it like a stock produces nonsense in every metric, so Fidolio detects it from the description and handles it apart — with a tab of its own.
Beat inflation?
Every purchase restated in reference-date dollars against the US CPI-U, against what the position is worth now plus its inflation-adjusted dividends and sale proceeds. A factor of 1.00× means the money exactly kept pace; anything less means the position lost real ground while its nominal figure looked positive.
The screener
The one screen that is not a view of your portfolio. It grades companies you deliberately do not own against a five-point checklist built from published filings and ratios — and ranks them against the holdings you would have to sell to buy them.
Backup & restore
The database is encrypted with a key derived from your master password. Lose both the password and the keychain entry and the data is gone — so Fidolio writes an encrypted backup every time you leave the app after changing something, and can export the whole portfolio to one password-protected file.